When it comes to entertainment, perhaps it might appear that this is the most difficult area in which to make potential savings. After all, why should we have to give up something we really like? Well, to start with, you need to save money and you’re not going to do that by squandering the savings [...]

There is nothing more true than that old adage of “look after the pennies and the pounds will look after themselves” but how many of us do indeed, watch those pennies? Do we really take enough time to track what is coming in and out of our bank account? Keeping track of what money comes [...]

They say that man (or woman) cannot live by bread alone but we can also be a bit frugal when it comes to comes to using what we have without unnecessary trips to the supermarket and feeding the garbage bin! It’s scary how much food we, as westerners throw away, and just how much that [...]

We all know how much the cost of electricity, gas and water is increasing, yet many of us continue to consume the same amounts without counting the cost to our pocket or perhaps worse, the environment. Spending time thinking about what energy we need to use and how much we could save can make a [...]

City or suburban, young or old – everyone likes a garden and especially one that looks good and doesn’t cost the earth to create! With a little bit of planning, you can preserve the plants you have while contributing to the environment and at the same time grow some food for yourself and your friends [...]

Ahh! – The joy of giving, the joy of receiving and the pain of the credit card you have to pay off in a month’s time. Everyone likes to receive a little present now and then but does it really have to break the bank every time we give? Does it really matter if the [...]

‘Mark Twain’ once wrote “Clothes make the man” and that “Naked people have little or no influence on society”. That’s all well and good if you have a never-ending supply of cash but what if you don’t? Being a dedicated follower of fashion does not necessarily mean you have to sell a kidney in order [...]

How nice it is to get away from the daily grind once in a while and feel the sun on your face, the wind in your hair and the sand beneath your feet! Great if you have the cash but what if you don’t? What if you can’t afford Cannes or to visit Vienna? Just [...]

It’s said that there is really no place like home but it’s hardly ever said there’s no place like a home that costs you a little less each month either! Considering how much time we actually spend in our homes sleeping, eating, entertaining ourselves – not to mention keeping ourselves warm or cool, how much [...]